Profession investment adviser
Investment advisers are professionals who offer transparent advice by recommending suitable solutions on financial matters to their clients. They advise on investing pension or free funds in securities such as stocks, bonds, mutual funds and exchange-traded funds to customers. Investment advisers serve individuals, households, families and owners of small companies.
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- Enterprising / Conventional
- Financial markets
The financial infrastructure which permits trading securities offered by companies and individuals govern by regulatory financial frameworks.
- Modern portfolio theory
The theory of finance that attempts to either maximise the profit of an investment equivalent to the risk taken or to reduce the risk for the expected profit of an investment by judiciously choosing the right combination of financial products.
- Funding methods
The financial possibilities for funding projects such as the traditional ones, namely loans, venture capital, public or private grants up to alternative methods such as crowdfunding.
- Banking activities
The broad and continuously growing banking activities and financial products managed by banks ranging from personal banking, corporate banking, investment banking, private banking, up to insurance, foreign exchange trading, commodity trading, trading in equities, futures and options trading.
- Stock market
The market in which shares of publicly held companies are issued and traded.
- Financial products
The different types of instruments that apply to the management of cash flow that are available on the market, such as shares, bonds, options or funds.
The financial instruments traded in financial markets representing both the right of property over the owner and at the same time, the obligation of payment over the issuer. The aim of securities which is raising capital and hedging risk in financial markets.
- Assess financial viability
Revise and analyse financial information and requirements of projects such as their budget appraisal, expected turnover, and risk assessment for determining the benefits and costs of the project. Assess if the agreement or project will redeem its investment, and whether the potential profit is worth the financial risk.
- Interpret financial statements
Read, understand, and interpret the key lines and indicators in financial statements. Extract the most important information from financial statements depending on the needs and integrate this information in the development of the department's plans.
- Explain financial technicalities to clients
Explain all details of financial products in plain words to clients, including financial terms and all costs.
- Provide support in financial calculation
Provide colleagues, clients or other parties with financial support for complex files or calculations.
- Review investment portfolios
Meet with clients to review or update an investment portfolio and provide financial advice on investments.
- Synthesise financial information
Collect, revise and put together financial information coming from different sources or departments in order to create a document with unified financial accounts or plans.
- Advise on financial matters
Consult, advise, and propose solutions with regards to financial management such as acquiring new assets, incurring in investments, and tax efficiency methods.
- Advise on investment
Assess the customer's economic goals and advise on the possible financial investments or capital investments to promote wealth creation or safeguarding.
- Analyse financial risk
Identify and analyse risks that could impact an organisation or individual financially, such as credit and market risks, and propose solutions to cover against those risks.
- Analyse market financial trends
Monitor and forecast the tendencies of a financial market to move in a particular direction over time.
- Monitor stock market
Observe and analyse the stock market and its trends on a daily basis to gather up-to-date information in order to develop investment strategies.
- Provide financial product information
Give the customer or client information about financial products, the financial market, insurances, loans or other types of financial data.
- Assess risks of clients' assets
Identify, evaluate and determine the actual and potential risks of your clients’ assets, considering confidentiality standards.
- Monitor bond market
Observe and analyse the bond or debt market and its trends on a daily basis to gather up-to-date information in order to develop investment strategies.
- Obtain financial information
Gather information on securities, market conditions, governmental regulations and the financial situation, goals and needs of clients or companies.
Optional knowledge and skillsbusiness valuation techniques principles of insurance prospect new customers identify customer's needs develop investment portfolio manage contracts examine credit ratings create a financial plan consult credit score apply credit risk policy credit control processes perform clerical duties types of insurance promote financial products analyse financial performance of a company perform stock valuation analyse business plans ensure proper document management build business relationships communicate with banking professionals
Common job titles
- Portfolio strategist
- Vice president - asset management
- Attorney - investment management
- Mutual funds analyst
- Chief of staff
- Junior compliance associate
- Research assistant
- Investment analyst
- Investment management – private equity – manager
- Investment advisor / financial planner